Skip to content
    Font Size
    A
    A
    A

    Travel Insurance: Buying Online

    Caveats before Buying continued...

    If the company is licensed in your state, it means the company has met the state standards for insurance. And it may mean fewer hassles down the road. "If the company is licensed, you should not have a problem making or collecting a claim," says Edelen.

    To find out if the company is licensed, check with your state's insurance-regulatory agency. In most states the agency is the State Department of Insurance, says Edelen. Often, state agencies regulating insurance maintain a toll-free consumer hotline to provide such information or post it on their Web sites. For instance, California maintains both a toll-free number (800/927-HELP in some areas of the state) and a Web site (www.insurance.ca.gov).

    It's important before calling to know the name of the company that underwrites the plan (usually noted somewhere on the company's Web page) since the license will be in that name.

    In addition, travelers buying online should take the time to check out a travel health plan, just as consumers buying in person should, says Edelen. "Check the coverages and exclusions of whatever the policy is." Among the conditions a plan may impose: you must see a doctor from their list of providers.

    Compare the premium you'll be paying to the coverage offered. "You may be paying a very high price for limited coverage," Edelen says.

    1 | 2

    Hot Topics

    WebMD Video: Now Playing

    Click here to wach video: Dirty Truth About Hand Washing

    Which sex is the worst about washing up? Why is it so important? We’ve got the dirty truth on how and when to wash your hands.

    Click here to watch video: Dirty Truth About Hand Washing

    Popular Slideshows & Tools on WebMD

    disciplining a boy
    Types, symptoms, causes.
    fruit drinks
    Eat these to think better.
    embarrassed woman
    Do you feel guilty after eating?
    diabetes highlighted
    4 early warning signs.
    handful of vegetables and vitamins
    Diet tips and mistakes.
    birth control pills
    Which kind is right for you?
    Remember your finger
    Are you getting more forgetful?
    sticky notes on face
    10 tips to clear your brain fog.
    Close up of eye
    12 reasons you're distracted.
    Trainer demonstrating exercise for RA
    Exercises for your joints.
    apple slices with peanut butter
    What goes best with workouts?
    woman having a good day
    Revitalize your life.

    Pollen counts, treatment tips, and more.

    It's nothing to sneeze at.

    Loading ...

    Sending your email...

    This feature is temporarily unavailable. Please try again later.

    Thanks!

    Now check your email account on your mobile phone to download your new app.

    Women's Health Newsletter

    Find out what women really need.