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Travel Insurance: Buying Online

Caveats before Buying continued...

It's important before calling to know the name of the company that underwrites the plan (usually noted somewhere on the company's Web page) since the license will be in that name.

In addition, travelers buying online should take the time to check out a travel health plan, just as consumers buying in person should, says Edelen. "Check the coverages and exclusions of whatever the policy is." Among the conditions a plan may impose: you must see a doctor from their list of providers.

Compare the premium you'll be paying to the coverage offered. "You may be paying a very high price for limited coverage," Edelen says.

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