Find Information About:

Drugs & Supplements

Get information and reviews on prescription drugs, over-the-counter medications, vitamins, and supplements. Search by name or medical condition.

Pill Identifier
WebMD

Pill Identifier

Having trouble identifying your pills?

Enter the shape, color, or imprint of your prescription or OTC drug. Our pill identification tool will display pictures that you can compare to your pill.

Get Started
My Medicine
WebMD

My Medicine

Save your medicine, check interactions, sign up for FDA alerts, create family profiles and more.

Get Started

WebMD Health Experts and Community

Talk to health experts and other people like you in WebMD's Communities. It's a safe forum where you can create or participate in support groups and discussions about health topics that interest you.

  • Second Opinion
    WebMD

    Second Opinion

    Read expert perspectives on popular health topics.

  • Community
    WebMD

    Community

    Connect with people like you, and get expert guidance on living a healthy life.

Got a health question? Get answers provided by leading organizations, doctors, and experts.

Get Answers

Sign up to receive WebMD's award-winning content delivered to your inbox.

Sign Up

Alzheimer's Disease Health Center

Select An Article

Alzheimer's Disease and Financial Planning

(continued)
Font Size
A
A
A

Investigate Long- and Short-term Disability Insurance

If you are no longer able to work, look into these options:

  • Private disability insurance. Check to see if your employer has private disability insurance, and contact your human resources department to investigate your eligibility, the cost of enrolling, and how much of your salary it will cover.
  • State-run disability programs. If you are too young to qualify for Social Security, state-run disability programs may be an option, unless you are enrolled in your employer's disability coverage.
  • Supplemental Security Income (SSI). If your total income is below a certain level, you may qualify for federally-subsidized SSI. If you collect SSI, regardless of your age, you are a candidate for Medicaid.

Medicare and Medicaid

What Is Medicare?

Medicare is a federal health insurance program providing health care benefits to all Americans age 65 and over, as well as some disabled individuals under age 65. Eligibility for Medicare is linked to Social Security and railroad retirement benefits.

Medicare has co-payments and deductibles. A deductible is an initial amount you are responsible for paying before Medicare coverage begins. A co-payment is a percentage of the amount of covered expense you are required to pay.

What Are Medicare's Coverage Options?

Medicare has two parts:

  1. Part A (hospital insurance)
  2. Part B (medical insurance)

Part A Medicare coverage includes:

  • All normal hospital services.
  • Skilled nursing facility care.
  • Home health services, including a visiting nurse or a physical, occupational, or speech therapist.
  • Medical supplies.
  • Hospice services.

Part B Medicare coverage includes:

  • Eighty percent of reasonable charges from doctors and other health care professionals (after the annual deductible is met).
  • Medically necessary ambulance services.
  • Physical, speech, and occupational therapy.
  • Home health care services (physician certification is necessary).
  • Medical supplies and equipment.
  • Transfusion of blood and blood components provided on an outpatient basis.
  • Outpatient surgery.

Part B Medicare benefits require that you pay a monthly premium. You must also be entitled to Part A benefits to receive Part B benefits.

Medicare part D is supplemental prescription drug coverage that is usually not part of a government program and is purchased separately from Medicare.

Next Article:

Today on WebMD

Remember your finger
When it’s more than just forgetfulness.
senior man with serious expression
Which kinds are treatable?
 
senior man
Common symptoms to look for.
mri scan of human brain
Can drinking red wine reverse the disease?
 
Checklist
ARTICLE
eating blueberries
ARTICLE
 
clock
Article
Colored mri of brain
ARTICLE
 
Close up of elderly couple holding hands
VIDEO
mature woman
ARTICLE
 
Woman comforting ailing mother
ARTICLE
Senior woman with serious expression
ARTICLE