Money Makeover: “Can we afford to have a baby?"
THE COUPLE'S REACTION
BREANNE: "We now know how to reach our overall goal of having a baby
instead of letting things 'just happen.' Tina helped us figure out a better way
to talk to each other, and Carmen helped us financially prepare ourselves for
the family we'd like to have. We made the life map Tina suggested. We still
need to get more detailed on how to attack the goals we've listed, but just
sitting down to discuss them was helpful. We've also started paying off the
highest-interest credit card first. I've looked into some online savings
accounts that offer a higher interest rate than our current accounts do. I also
started doing more bill payments online, which I like because I no longer worry
about my payments arriving late."
LARRY: "Carmen's and Tina's advice opened my eyes to our situation.
We've really been going along just reacting to things that pop up instead of
laying out a plan to get ahead. Tina helped us open up to each other about what
we would like to see in our future. We've talked about how we want to reach our
dreams and have set up doable time frames. I've started to get more involved in
bill paying and I've rearranged my priorities a bit. I'm going to start my
401(k), too. It was good to talk to Breanne about what we want in the future,
and we are getting along better now that we are talking about things
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