LARRY: "Carmen's and Tina's advice opened my eyes to our situation.
We've really been going along just reacting to things that pop up instead of
laying out a plan to get ahead. Tina helped us open up to each other about what
we would like to see in our future. We've talked about how we want to reach our
dreams and have set up doable time frames. I've started to get more involved in
bill paying and I've rearranged my priorities a bit. I'm going to start my
401(k), too. It was good to talk to Breanne about what we want in the future,
and we are getting along better now that we are talking about things