Maternity Gap in High-Deductible Plans
Childbirth and Pregnancy Often Uncovered in Plans
The Fine Print
But Mila Kofman, the study’s other author, warns insurance shoppers that
figuring out which costs are covered and which are not can be exceedingly
“The summaries of the policies [examined by researchers] did not accurately
reflect what was covered and what was not covered,” she says. As for reading
the entire policy, “they’re not written in English,” Kofman says of the legal
Experts Tuesday recommended young families considering consumer-directed
plans to ask marketers a lot of detailed questions about what maternity costs
-- if any -- are covered.
“If you’re going to go there, you need to go there with your eyes open and
realize you could be spending a lot,” Salganicoff says.