Health Insurance and Refractive or Laser Eye Surgery
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Health insurance usually doesn't cover the cost of refractive or laser eye surgery, but some companies will pay the bill if certain criteria are met. Some insurance companies offer a vision plan which may provide a discounted price or apparent partial coverage for laser eye surgery. Because laser eye surgery is an elective surgery, many health insurance companies consider it cosmetic and not medically necessary. Certain conditions under which medical insurance plans might in rare circumstances cover refractive or laser eye surgery include:
Eye surgery for refractive errors that are a result of an injury
Eye surgery for refractive errors that are a result of surgery
Eye surgery for severe refractive errors; however, there is no standard level of impairment at which insurance will cover correction. Insurance coverage under these circumstances is generally very inconsistent and individuals should check with their provider.
Eye surgery when a patient is not only unable to wear glasses due to physical limitation (such as an allergy or deformity), but cannot wear contacts due to physical limitation (lens intolerance)
Check with your insurance company to determine if you are enrolled in a plan that provides benefits. You may have to cover the costs as an out-of-pocket expense or with your flexible spending account or health savings account.
Light is crucial for our vision. We see objects around us when light bounces off them and enters our eyes. But sometimes, light can be the cause of vision problems when it causes halos or glare.
Halos are bright circles that appear to surround a source of light, such as oncoming car headlights. Glare is light that enters your eye but doesn't help you see better. Rather, it interferes with your vision.
Glare can be:
Uncomfortable. When you're trying to see in the presence of a too-bright...