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Health Care Reform:

Health Insurance & Affordable Care Act

Who Gets Covered Under Health Reform?

As the debate rages over 'Obamacare,' here's a look at what the changes will mean.

What About Preexisting Conditions? continued...

As long as you can prove that an insurance company has denied you coverage, and that you've been uninsured for at least six months, you can apply for coverage through a high-risk pool, which is also called a preexisting condition insurance plan, or PCIP.

The plan premiums vary by age and state. You can find out how much a plan would cost by visiting the federal department of health and human services at Those plans will be phased out after the law takes effect in 2014.

Jeff Levine contributed to this article.

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