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Health Care Reform:

Health Insurance & Affordable Care Act

HEALTH REFORM: Young Adults May Be Key to Making It All Work

Will they buy into the idea of insurance coverage? Experts are split on that question

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The health reform law also allows young adults under age 30 and some other people with limited incomes to buy what's called a "catastrophic" health plan. These plans have lower premiums but higher deductibles and provide protection against a major illness or accident.

Byrd, the young asthma sufferer, understands the importance of having insurance and doesn't intend to drag his heels.

"I'm learning as I get older to take these things more seriously," he said.

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