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Health Care Reform:

Health Insurance & Affordable Care Act

By Bara Vaida

Reviewed by Lisa Zamosky

WebMD Health News

Obama Encourages Americans to Get Health Coverage

Sept. 26, 2013 (Largo, Md.) -- As part of an aggressive campaign to explain his signature health care law to Americans, President Barack Obama urged millions of Americans to sign up for the new health insuranceMarketplaces that will open Oct. 1.

The campaign-style speech, in front of a supportive crowd of college students, came as news emerged that another part of the law would be delayed. The U.S. Department of Health and Human Services announced Thursday it will be delaying online enrollment in the Marketplaces for small businesses in some states; they will be able to enroll with a paper application.

Obama did not mention the delay during his speech, although he acknowledged that glitches would happen.

“Somewhere around the country, there will be a computer glitch and the web site won’t work the way it’s supposed to, and I guarantee that there will be a camera ready to document it,” Obama said. “But most of the stories that Obamacare won’t work just aren't based on facts.”

With the opening of the Marketplaces just days away, about half of Americans say they don’t know enough information about the law and half also say they disapprove of it.

The Obama administration is also facing stiff opposition from congressional Republicans, who have been using the budget and debt-ceiling debate in Congress as a way to eliminate funding for the law.

The insurance Marketplaces are the key part of the Affordable Care Act, the law aimed at giving more than 41 million uninsured Americans access to reasonably priced health insurance. Small businesses and individuals who currently buy their own insurance will also be able to seek coverage in the Marketplaces.

A report released this week shows that average premiums for insurance will be lower than had been projected in the 36 states where the federal government will be running Marketplaces.

The average price for a “silver plan,” which will cover 70% of an average person’s medical costs, will be $328 a month for individuals. The numbers do not include tax credits, which may bring the costs lower. In Maryland, Obama said that a 25-year-old making $25,000 will pay as little as $80 a month for health insurance.

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