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Health Care Reform:

Health Insurance & Affordable Care Act

Where You Live Determines Health Insurance Costs

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Ario says there are good small networks and bad ones. The bad ones are those where insurers simply lop off half their providers based solely on price. The good ones create an integrated network with high quality hospitals and doctors.

“The idea that all narrow networks are designed to focus only on price and produce less choice for consumers is not true,” he said. “Some of the best quality insurers now are integrated systems, which tend to have narrow networks.”

Experts say the impact of price variations on enrollment is hard to predict.

“That’s the question we’re all asking ourselves,” said Michael Campbell, director of the Interdisciplinary Health Law Clinic at Villanova University School of law, just outside Philadelphia. “But I don’t see people hopping on the bus and relocating to Pittsburgh” to get a better rate.”

See Chart: Monthly Premiums For A 'Benchmark' Silver Plan In Federally Run Insurance Marketplaces

Kaiser Health News is an editorially independent program of the Henry J. Kaiser Family Foundation, a nonprofit, nonpartisan health policy research and communications organization not affiliated with Kaiser Permanente.

Sun, Sep 29 2013

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