Is it better to enroll now or sometime before March 31?
Insurance brokers say it depends on your situation.
"The (health plan) options will not change," said Karen Sweeney, benefit consultant with PIT4 Medical Insurance Consultants, in Mesa, Ariz.
She recommends that individuals who are uninsured or who are losing coverage on Jan. 1 "get with an educated insurance broker and make a selection by Dec. 23."
People who have coverage that carries over into 2014, however, don't necessarily need to rush to meet the cutoff time, brokers said.