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Health Care Reform:

Health Insurance & Affordable Care Act

White House: 7.1 Million Signed Up for Insurance

Obama calls it a major milestone under new health reform law; Republicans vow to continue to fight it

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The prospect of 7 million Americans signing up for insurance under the Affordable Care Act seemed unlikely as recently as last week, when federal officials were saying approximately 6 million people had registered for coverage.

Technically, some people can still sign up for health insurance even though the deadline passed on March 31. Last week, the Obama administration said that Americans who'd started applying for health insurance but couldn't complete the process by the deadline would be given an extension. Administration officials did not specify how long the extended enrollment period would last.

Officials said the extension was being offered partly out of concern that the federal HealthCare.gov website could become overwhelmed as last-minute registrants scrambled to meet the deadline or face a penalty in the form of a tax.

The enrollment process got off to a nightmarish start back in October with the troubled unveiling of the HealthCare.gov website. Computer glitches and software problems made the website virtually unusable for long periods of time.

Critics of the Affordable Care Act pounced on the botched launch, which was deeply embarrassing to Obama. The law is considered Obama's signature domestic achievement.

HealthCare.gov, which serves 36 states that do not operate their own registration websites, is now in a state of "transition" with new content to serve "consumers in meeting post-open enrollment needs," the Centers for Medicare and Medicaid Services (CMS) Tuesday.

The new homepage will have information for consumers on enrollment if they qualify for coverage outside of the just-concluded open enrollment period. These consumers include people experiencing a "major life change, such as marriage or job loss." There will also be information instructing consumers on how to use the new coverage, CMS said.

With some exceptions, people who are uninsured for most of 2014 may have to pay a penalty during next year's tax season under provisions of the Affordable Care Act. The maximum penalty for 2014 is $95 per adult and half of that for children (up to $285 for a family of three or more) -- or up to 1 percent of household income, whichever is greater.

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