Am I eligible for Medicaid while I'm pregnant? continued...
After your Medicaid pregnancy coverage ends, you may still have other insurance options, through your state or a private company.
The Affordable Care Act gives states new opportunities to expand their Medicaid programs to cover individuals who earn up to 138% of the federal poverty level (just over $16,000 per year for an individual in 2014). Not all states have done this. See the Source Box for a link to check your state’s status. If your state has expanded the program, and you meet the income and other eligibility criteria (for example, you are a resident of the state in which you are applying), you will still be covered under Medicaid.
What questions should I ask before choosing a health plan to cover my pregnancy?
Ask how much your deductible will be. In general, your deductible goes down as your monthly premium payments go up. Also, take the time to understand other out-of-pocket costs that come with your plan, such as copays and coinsurance.
Ask which providers are in your plan’s network. You'll want to know which obstetricians, hospitals, and pediatricians participate in the plan. Your plan may only cover preventive services received from in-network providers.
Ask to see the full summary of benefits and look it over closely. Pay close attention to any specific services you want or need to make sure they are covered by your health plan.