Tobacco use -- You can get help quitting smoking or using tobacco. Most health care plans cover screening, where your doctor will ask if you smoke or use tobacco and then talk to you about quitting. Coverage under the Affordable Care Act may include free programs to help you stop smoking as well as stop-smoking drugs and nicotine replacement therapy.
Osteoporosis -- Some women over 60 now don’t have to pay for osteoporosis screening tests, depending on their chances of getting bone disease. To help keep your bones strong, it's important to do regular weight-bearing exercises (like hiking, tennis), muscle-strengthening exercises (like lifting weights, using exercise bands), and flexibility exercises (like stretching).
Pregnancy care -- When you're having a baby, most plans cover, without copays, coinsurance, or deductibles, screening tests for anemia, gestational diabetes, hepatitis B, the blood problem known as Rh incompatibility, and urinary tract infections. Most also cover folic acid supplements as prescribed by a provider and prenatal visits.
Contraception -- Many methods of birth control, as well as counseling on how to use contraception, are covered under most health care plans. The types included are ones that are approved by the FDA. This includes diaphragms, sponges, birth control pills, IUDs, and more. For more details, ask your doctor. You’ll need a prescription, even for those that are normally sold over the counter. Some religious employers are exempt from having to provide this coverage.
Other conditions --Most health care plans also cover, free of charge:
- HIV screening tests and counseling
- Counseling for sexually transmitted infections if you are at increased risk
- Domestic and intimate partner violence screening and counseling
Well-woman visits -- Most health care plans cover your annual doctor's visit to help you get the preventive care and tests you need to stay healthy. More than one well-woman visit per year may be covered, if needed.