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Health Care Reform:

Health Insurance & Affordable Care Act

Arizona Health Insurance Marketplace

Financial Aid and Medicaid continued...

You also may be eligible for cost-sharing subsidies that will lower your costs when you get medical care. Cost-sharing subsidies are available only if you buy a silver-level plan.

Medicaid Expansion : Some states expanded their Medicaid programs so more people can get health insurance coverage. Because Arizona is one of them, you may be eligible if your annual income is no more than about $16,000 for one person and about $33,000 for a family of four.

CHIP: The Children's Health Insurance Program, called KidsCare in Arizona, provides coverage for children of some families who have a low income but are not eligible for Medicaid. The KidsCare program no longer allows new enrollees because of a lack of funding; only those previously enrolled may receive benefits.

Check with HealthCare.gov to see if you are eligible for Medicaid.

Available Resources

In addition to Healthcare.gov, there are several ways you can get help with your insurance decisions:

  • Call Center: You can call the federal government's help line, 800-318-2596, 24 hours a day, 7 days a week for information, help, and to buy insurance.
  • Navigators and Assisters: They can teach you about the Marketplace and guide you through your insurance decisions. Find a list at LocalHelp.HealthCare.gov.
  • Local, State, and Federal Organizations: Many health and community organizations, public libraries, and hospitals are offering help. Find a list at LocalHelp.HealthCare.gov.
  • Insurance Brokers and Agents: People in the insurance business who are specially trained also can help you buy insurance through the Marketplace, and they may have policies that are not offered on the Marketplace. You can only get tax credits or subsidies if you buy through the Marketplace, though.

        You can find a list of organizations that are helping with enrollment at LocalHelp.HealthCare.gov.

  • Insurance brokers and agents: People in the insurance business who take special training also can help you buy insurance through the Marketplace. They also may have policies that are not offered on the Marketplace. You can only get tax credits or subsidies if you buy through the Marketplace.

WebMD Medical Reference

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