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Health Care Reform:

Health Insurance & Affordable Care Act

Covered California

Financial Aid and Medicaid continued...

You also may be eligible for cost-sharing subsidies if your income is below $29,425 for an individual or $60,625 for a family of four. Cost-sharing subsidies will lower your out-of-pocket costs when you get medical care. Cost-sharing subsidies are available only if you buy a silver-level plan.

Medicaid Expansion : Some states expanded their Medicaid programs so more people can get health insurance coverage. Because California is one of them (called Medi-Cal), you may be eligible if your annual income is no more than about $16,243 for one person and $33,465 for a family of four.

CHIP: The Children's Health Insurance Program, called the Healthy Families Program in California, provides coverage for children of some families who have a low income but are not eligible for Medicaid.

Check with to see if you are eligible for these programs.

Available Resources

In addition to, there are several ways you can get help with your insurance decisions:

  • Call Center: You can call the state government's help line, 800-300-1506, from 8 a.m. to 6 p.m. Mon.-Fri. and from 8 a.m. to 5 p.m. Saturday for information, help, and to buy insurance.
  • Navigators  and  Certified Enrollment Counselors:  They can teach you about the Marketplace and guide you through your insurance decisions. For assistance with your enrollment application, go to
  • Local and State Organizations: Many health and community organizations, public libraries, and hospitals are offering help. Find a list at




WebMD Medical Reference

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