Financial Aid and Medicaid continued...
You also may be eligible for cost-sharing subsidies that will lower your costs when you get medical care. Cost-sharing subsidies are available only if you buy a silver-level plan.
Medicaid Expansion : Some states expanded their Medicaid programs so more people can get health insurance coverage. Because Colorado is one of them, you may be eligible if your annual income is no more than about $16,000 for one person and about $33,000 for a family of four.
CHIP: The Children's Health Insurance Program, called Children’s Health Plan Plus (CHP+) in Colorado, provides coverage for children of some families who have a low income but are not eligible for Medicaid.
Check with ConnectforHealthCo.com to see if you are eligible for these programs.
In addition to HealthCare.gov, there are several ways you can get help with your insurance decisions:
- Call Center: You can call the Connect for Health Colorado help line, 855-752-6749, from 7 a.m.-8 p.m. Mon-Sat,for information, help, and to buy insurance.
- Navigators and Assisters: They can teach you about the Marketplace in person and guide you through your insurance decisions. In Colorado these people are called Certified Health Coverage Guides. Find a Guide at ConnectforHealthCo.com..
- Local and State Organizations:. You can visit an Enrollment Center to walk in and get free, in person help. No appointments are necessary. Find a location at ConnectforHealthCo.com..
- Certified Brokers: People in the insurance business who are specially trained also can help you buy insurance through the Marketplace, and they may have policies that are not offered on the Marketplace. You can only get tax credits or subsidies if you buy through the Marketplace, though. Find a broker at ConnectforHealth.com.