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Health Care Reform:

Health Insurance & Affordable Care Act

How Health Reform Affects Disability Care

Getting Coverage

If you use the Marketplace, you will be able to see what health care plans are available to you, the cost of the plans, and whether you qualify for help with your costs.

If you are already covered by Medicare or Medicaid, or if you have a health plan through your employer, you probably don’t have to worry about getting insurance through the Marketplace. 

If you are an adult under the age of 65 with an income of $15,000 a year or less, you will qualify for Medicaid in every state. You should check with your State Medicaid agency to find out the details. Also, many of the programs cover additional benefits if you require nursing home care but want to stay in your home.

Savings on Drug Costs for Seniors

If you're on Medicare and take medicine, you may be pleased to know that the donut hole -- the gap in Medicare coverage for prescription drugs -- is slowly going away. By 2020, you'll pay only 25% for covered brand-name and generic medications. See "What Medicare Costs, Part D" to get the details, including what discounts are available until the donut hole closes.

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