Find Information About:

Drugs & Supplements

Get information and reviews on prescription drugs, over-the-counter medications, vitamins, and supplements. Search by name or medical condition.

Pill Identifier

Pill Identifier

Having trouble identifying your pills?

Enter the shape, color, or imprint of your prescription or OTC drug. Our pill identification tool will display pictures that you can compare to your pill.

Get Started

My Medicine

Save your medicine, check interactions, sign up for FDA alerts, create family profiles and more.

Get Started

WebMD Health Experts and Community

Talk to health experts and other people like you in WebMD's Communities. It's a safe forum where you can create or participate in support groups and discussions about health topics that interest you.

  • Second Opinion

    Second Opinion

    Read expert perspectives on popular health topics.

  • Community


    Connect with people like you, and get expert guidance on living a healthy life.

Got a health question? Get answers provided by leading organizations, doctors, and experts.

Get Answers

Sign up to receive WebMD's award-winning content delivered to your inbox.

Sign Up

Health Care Reform:

Health Insurance & Affordable Care Act

How Health Reform Affects Your Cancer Care

If you have cancer, the Affordable Care Act gives you protection against losing insurance coverage and protects the health care benefits you have.

Cancer and Insurance Coverage

Now, health plans have to help pay for your cancer treatment. You have rights as a cancer patient under the Affordable Care Act:

  • Your insurance cannot be canceled because you have cancer.
  • You cannot be denied insurance if you have cancer.
  • Children with cancer cannot be turned down for coverage.
  • If you qualify and want to take part in a clinical trial, your health plan must help pay for routine costs associated with approved clinical trials. A trial may help you get new cancer treatments.

Limits on How Much You Have to Pay for Cancer Treatment

The Affordable Care Act has rules about the most you have to pay out-of-pocket for the medical care you get from your doctors and the hospitals that participate in your plan. These protections are available if you have cancer:

There is no dollar limit on how much an insurance company spends on covered expenses for your health care. Annual and lifetime limits have gone away.

If you are sick, you cannot be charged more for health insurance.

Your out-of-pocket costs will be limited. There's a maximum amount, or cap, on how much you'll have to spend on co-pays, co-insurance, and deductibles.

If you enroll in a health plan through your state's Marketplace or have a health plan from your employer that covers medical and pharmacy costs for 2016, these are your spending caps or maximums:

  • If you are single, your out-of-pocket costs for in-network care are capped at $6,850 for one year.
  • For a family, the cap is $13,700 for one year.

You might be able to get financial help to pay for some costs if you're buying insurance through your state's Marketplace. Both tax credits and cost-sharing subsidies are available to people with qualifying incomes. Check on to find out.

You might qualify for Medicaidif the state where you live has agreed to expand it. Check with your state’s Marketplace to find out.

Latest Health Reform News

Loading …
URAC: Accredited Health Web Site TRUSTe online privacy certification HONcode Seal AdChoices