Find Information About:

Drugs & Supplements

Get information and reviews on prescription drugs, over-the-counter medications, vitamins, and supplements. Search by name or medical condition.

Pill Identifier

Pill Identifier

Having trouble identifying your pills?

Enter the shape, color, or imprint of your prescription or OTC drug. Our pill identification tool will display pictures that you can compare to your pill.

Get Started

My Medicine

Save your medicine, check interactions, sign up for FDA alerts, create family profiles and more.

Get Started

WebMD Health Experts and Community

Talk to health experts and other people like you in WebMD's Communities. It's a safe forum where you can create or participate in support groups and discussions about health topics that interest you.

  • Second Opinion

    Second Opinion

    Read expert perspectives on popular health topics.

  • Community


    Connect with people like you, and get expert guidance on living a healthy life.

Got a health question? Get answers provided by leading organizations, doctors, and experts.

Get Answers

Sign up to receive WebMD's award-winning content delivered to your inbox.

Sign Up

Health Care Reform:

Health Insurance & Affordable Care Act

Changing Health Care: Terms You Need to Know

Health Savings Account (HSA)

An HSA is a type of medical savings account that you can set up if you have a "high-deductible" health plan. The money must be used for medical expenses.

There's a tax benefit to an HSA account. Just like an FSA, the money that goes into an HSA is tax-free. But unlike an FSA, the money isn't "use it or lose it." You can spend the money in an HSA account years later if you want to.

HSA accounts usually allow you to set aside $1,000 to $5,000 of tax-free money a year.

Insurance Marketplaces

Health insurance Marketplaces, also known as exchanges, are a key part of the health reform law.

A Marketplace is an online website set up in each state that allows people to enroll in a health insurance plan. You can compare health plans and prices in a Marketplace and find a plan that's right for you. You'll also be able to find out if you qualify for government subsidies to help pay for a plan's premium.

In a Marketplace you can also find out if you qualify for Medicaid or government programs like the Children's Health Insurance Program (CHIP).

Enrollment for insurance for the year 2014 began in the Marketplaces in the fall of 2013.

Preexisting Condition

"Preexisting condition" is a term you may have encountered when trying to get health insurance. It refers to a medical condition that you had before you tried to enroll in an insurance plan. Traditionally, preexisting conditions have been used by insurance companies as a reason to disallow coverage for that condition.

But the rules for preexisting conditions are changing. Since the passage of the health care reform law, insurance companies cannot deny coverage to children under age 19 because of preexisting conditions. Starting in 2014 the law will apply to adults as well.

Preferred Provider Organization (PPO)

A PPO is a type of health plan that provides health care coverage through a network of providers. If you have a PPO, you likely will pay much less for medical service from in-network providers than for service from out-of-network providers.

WebMD Medical Reference

Latest Health Reform News

Loading …
URAC: Accredited Health Web Site TRUSTe online privacy certification HONcode Seal AdChoices