Financial Aid and Medicaid continued...
You also may be eligible for cost-sharing subsidies that will lower your costs when you get medical care. Cost-sharing subsidies are available only if you buy a silver-level plan.
In January 2015, Indiana received approval from the federal government to expand its Medicaid program. Healthy Indiana Plan 2.0 will offer coverage to more low-income residents. Some will be required to make contributions to a special health care account of up to 2% of their income.
CHIP: The Children's Health Insurance Program, called Hoosier Healthwise in Indiana, provides coverage for children, pregnant women, and some parents or caretakers of children who have a low income but are not eligible for Medicaid. For information, go to in.gov or call 800-889-9949.
Check with HealthCare.gov to see if you are eligible for these programs.
In addition to Healthcare.gov, there are several ways you can get help with your insurance decisions:
- Call Center: You can call the federal government's help line, 800-318-2596, 24 hours a day, 7 days a week for information, help, and to buy insurance.
- Navigators and Assisters: They can teach you about the Marketplace and guide you through your insurance decisions. Find a list at LocalHelp.HealthCare.gov.
- Local, State, and Federal Organizations: Many health and community organizations, public libraries, and hospitals are offering help. Find a list at LocalHelp.HealthCare.gov.
- Insurance Brokers and Agents: People in the insurance business who are specially trained also can help you buy insurance through the Marketplace, and they may have policies that are not offered on the Marketplace. You can only get tax credits or subsidies if you buy through the Marketplace, though.