Don't Miss Out on Coverage for Preventive Care
You’ve probably thought a lot about your health. What's going to happen to you tomorrow, next month, or years down the road? A number of preventive care services can help you predict how healthy your future will be.
Depending on your insurance policy, you may not have to pay to get those services. As part of the Affordable Care Act, all non-grandfathered health plans must now provide the following preventive care services at no cost to you at the time of the visit.
If you have a grandfathered health plan, which is one that existed before March 2010 and has made few changes to its benefits and costs, it does not have to provide these services without asking you to share in the cost. However, some grandfathered health plans are choosing to cover preventive services at no cost to you. Check your insurance policy for details.
No matter what kind of insurance policy you have, though, your age, gender, and health status can affect the types of preventive services that might be covered.
Look at your plan's summary of benefits to see if the services on the following list are available to you without additional cost. You can also use the list to know what kind of services may be available from your doctor.
Abdominal Aortic Aneurysm Screening Test for Men
What It Does: Uses an ultrasound to look for bulging in the main artery in the abdomen, called the aorta. If an aneurysm gets too large, it can burst and lead to death.
How Often: One time for men ages 65 to 75 who have smoked at any time in their lives. The preventive health guidelines don't recommend a screening for women or for men who have never smoked.
Alcohol Misuse Screening Test and Counseling
What It Does: Looks for drinking problems in adults 18 and older by asking a series of questions. If you have trouble controlling the amount of alcohol you drink, you'll also receive free, brief behavioral counseling to help you cut back or quit drinking alcohol.
How Often: At your physical exam each year.