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Health Care Reform:

Health Insurance & Affordable Care Act

How Health Reform Affects Medicare

Have a High-Income? Premiums Follow the Same Rules

If your income this year is less than $85,000 ($170,000 for a couple), you'll pay $104.90 a month for Medicare Part B. This includes your Part D drug coverage. This will be the case for 95% of everyone who uses Medicare.

If your income is more than that, the cost of your Medicare coverage will go up. This will happen to about 5% of the people on Medicare.

If you're in this smaller group, how much more you pay depends on your income. For instance, if you earn $85,000 to $107,000 a year ($170,000 to $214,000 for a couple), you'll pay an extra $42 for Part B plus $11.60 for Part D each month. If you earn more, you'll pay more.

Your Doctor May Also Benefit From Medicare Changes

Your doctor may be helped by the Affordable Care Act, too. That's because doctors can be rewarded for giving you good-quality care. They can get a financial bonus. Or, they might get a larger fee from programs like Medicare.

One way your doctor can earn this money is for all the doctors you see to work as a team. Your primary care doctor and any specialists you see need to work together so they all know what the others are doing for you. With improved communication, you may be able to stay healthier and out of the hospital. And, your doctor may be rewarded for that.

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