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Health Insurance & Affordable Care Act

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Medicare Part A (hospital insurance)

Part A is part of traditional Medicare.Medicare Part A covers the cost if you are admitted to a hospital, skilled nursing facility, or hospice. It also covers some home health services.

With Part A, you'll pay:

  • A deductible each year. This is how much you have to spend before Medicare starts to pay its part.
  • Coinsurance. This is the part of the costs for hospital care after you've met your deductible.

If you or your spouse worked for 10 years or more in the U.S., you don't have to pay a monthly fee to have Part A.

If you or your spouse did not work at least 10 years in the U.S., you have to pay amonthly fee to have Part A. The amount is more if you or your spouse worked less than 7.5 years in the U.S.

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