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Health Care Reform:

Health Insurance & Affordable Care Act

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Medicare Part B (medical insurance)

Part B is part of traditional Medicare.Medicare Part B covers outpatient care. For instance, it pays for visits to a doctor’s office, tests, and preventive health care like cancer screenings and vaccines. Part B also covers some medical supplies, like blood sugar test strips, therapeutic shoes, and more.

For Medicare Part B, you pay:

  • A monthly fee
  • A deductible, which is a set amount you pay each year before Part B starts paying for any of your care.
  • 20% of the Medicare-approved amount for some types of care. These are doctor's appointments, physical therapy, diabetes supplies, durable medical equipment like commode chairs, wheelchairs, and others. You have to meet your deductible before you start paying 20%.
  • If you see a doctor who has not signed an agreement to accept Medicare-approved amounts, you will pay more -- possibly up to the full cost -- for a doctor's visit and care.

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