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Health Care Reform:

Health Insurance & Affordable Care Act

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Medicare Part D, also called the Medicare prescription drug benefit

If you use Medicare, you can join a health plan that pays for prescription drugs. This type of coverage is called Part D.

You pay a monthly fee, called the premium, to get prescription drug coverage. You still pay the monthly fees for Part B if you have it.

You can also get Part D benefits by joining one of these types of plans:

  • A Medicare Advantage (Part C) plan that has a prescription drug benefit
  • A Medicare Cost Plan with prescription medicine drug benefits

The premium you pay for one of these plans includes drug coverage.

You need to make the decision to get Part D coverage as soon as you're eligible because if you wait, you may need to pay a late enrollment penalty.

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