Skip to content
My WebMD Sign In, Sign Up

Health Care Reform:

Health Insurance & Affordable Care Act

Back to ACA Health Insurance Terms List

Pre-existing condition

A pre-existing condition is a health problem you had before joining a health plan. It can be long-term health problem like diabetes. Or it can be problems from an existing injury. Some health plans call pregnancy a pre-existing condition.

Under the Affordable Care Act, health plans cannot refuse you because you have a pre-existing condition. You also cannot be charged more for insurance than someone who doesn't have a health problem.

WebMD Definition

Health Insurance Terms

Your State's Insurance Marketplace

Get informed about plans, benefits and costs.

From WebMD
URAC: Accredited Health Web Site HONcode Seal AdChoices