Find Information About:

Drugs & Supplements

Get information and reviews on prescription drugs, over-the-counter medications, vitamins, and supplements. Search by name or medical condition.

Pill Identifier

Pill Identifier

Having trouble identifying your pills?

Enter the shape, color, or imprint of your prescription or OTC drug. Our pill identification tool will display pictures that you can compare to your pill.

Get Started

My Medicine

Save your medicine, check interactions, sign up for FDA alerts, create family profiles and more.

Get Started

WebMD Health Experts and Community

Talk to health experts and other people like you in WebMD's Communities. It's a safe forum where you can create or participate in support groups and discussions about health topics that interest you.

  • Second Opinion

    Second Opinion

    Read expert perspectives on popular health topics.

  • Community


    Connect with people like you, and get expert guidance on living a healthy life.

Got a health question? Get answers provided by leading organizations, doctors, and experts.

Get Answers

Sign up to receive WebMD's award-winning content delivered to your inbox.

Sign Up

Health Care Reform:

Health Insurance & Affordable Care Act

Back to ACA Health Insurance Terms List

Qualified health plan (QHP)

A qualified health plan is an insurance plan that meets your state's standards for covering basic health needs. Every health plan on your state's Marketplace has to be a qualified health plan. These are some requirements a QHP must meet:

  • Covers essential health benefits such as doctors’ visits and emergency care
  • Limits how much you have to spend on deductibles, copays, and other out-of-pocket health care expenses
  • Includes a reasonable number of providers in its network, which is decided by your state
  • Meets other requirements of the Affordable Care Act.

If you do not enroll in a qualified health plan, you will have to pay a tax penalty for going without qualified health insurance. “Grandfathered” health plans are not required to comply with all of these standards. These are policies that were  in existence before the Affordable Care Act was passed in 2010 and have not made significant changes to costs and benefits.

WebMD Definition

Health Insurance Terms

Latest Health Reform News

URAC: Accredited Health Web Site TRUSTe online privacy certification HONcode Seal AdChoices