What Does Medicare Cost?
To join a private Medigap plan, you pay a monthly fee to an insurance company in addition to the premium you pay to the government for Medicare Part B.
The costs of Medigap plans vary a lot, depending on the coverage, the company, your location, and your age. So make sure to shop around before buying one. If you wish to buy a Medigap policy, you should do so when you first become eligible for Medicare. Outside of the six month open enrollment period, which starts the month you turn 65, you’re not guaranteed to qualify for a policy.
Programs vary from state to state. Be sure to find out what your state offers. You can get help from your State Health Insurance Assistance Program. Call 800-MEDICARE to find yours.