How Health Reform Affects Arthritis Care Costs
Paying for Arthritis Medicine
You may benefit from other essential health benefits. For instance, to care for your arthritis you may need:
If you're on Medicare, your coverage also includes the essential health benefits. So does Medicaid. Also, any plan you buy through your state's insurance Marketplace must offer these benefits. If you get insurance through your job, check your health plan to confirm the details of your coverage.
Your arthritis may lead to other health issues. The Affordable Care Act can help with some of the care you may need to treat those conditions, too.
Savings on Drug Costs for Seniors
If you're on Medicare and take medicine for arthritis, you may be pleased to know that the donut hole -- the gap in Medicare coverage for prescription drugs -- is slowly going away. It will be gone by 2020. Then you will only pay 25% of the cost of your brand-name and generic medications until you hit a yearly limit. See "What Medicare Costs, Part D" to get the details, including what discounts are available until the donut hole closes.