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    Health Care Reform:

    A Guide to Health Insurance & Affordable Care Act

    News and Features Related to Health Care Reform

    1. 2016 PPO Plans Remove Out-Of-Network Cost Limits

      By Julie Appleby Citing the flexibility they offer, many consumers choose health plans that provide some coverage outside the insurer’s network. Traditionally, such plans not only paid a portion of the bill, but also set an annual cap on how much policy holders paid toward out-of-network care. Not a

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    2. KY Strategy Will Test Need For State-Run Exchanges

      By Phil Galewitz Kentucky Gov.-elect Matt Bevin’s plan to dismantle the state’s successful health insurance exchange, Kynect, and shift consumers to the federal one would likely have little impact on consumers, health experts say. “The federal exchange is a perfectly viable alternative,” said Jon Ki

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    3. As HMOs Dominate, Alternatives Get Costlier

      By Julie Appleby and Jordan Rau Consumers seeking health policies with the most freedom in choosing doctors and hospitals are finding far fewer of those plans offered on the insurance marketplaces next year. And the premiums are rising faster than for other types of coverage. The plans, usually know

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    4. UnitedHealth Warns Of Marketplace Exit – Start Of A Trend Or Push For White House Action?

      By Julie Appleby UnitedHealthGroup laid out a litany of reasons Thursday why it might stop selling individual health insurance through federal and state markets in 2017 — a move some see as an effort to compel the Obama administration to ease regulations and make good on promised payments. Those pro

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    5. CA Exchange Offers Adult Dental Coverage

      By Barbara Feder Ostrov Thousands of California adults are signing up for dental insurance offered for the first time by California’s health insurance exchange, Covered California, officials said Wednesday. About 33,000 adults have signed up for the dental plans, including about 6,000 who also are s

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    6. Cancer Meds Often Mean Big Out-Of-Pocket Costs

      By Julie Appleby Cancer patients shopping on federal and state insurance marketplaces often find it difficult to determine whether their drugs are covered and how much they will pay for them, the advocacy arm of the American Cancer Society says in a report that also calls on regulators to restrict h

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    7. Health Plan Buyers Will Save Money If They Shop

      By Phil Galewitz You better shop around. For holiday gifts? No, for a 2016 health insurance plan on the federal marketplace, healthcare.gov. Millions of consumers who are enrolled this year could pay higher rates if they stay in the same health plan next year, according to a study released Wednesday

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    8. New Health Plans Offer Diabetes Care Discounts

      By Michelle Andrews Talk about targeted. Consumers scrolling through the health plan options on the insurance marketplaces in a few states this fall may come upon plans whose name — Leap Diabetes Plans — leaves no doubt about who should apply. Offered by Aetna in four regions next year, the gold-lev

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    9. Young Adults: 5 Things on Buying Health Insurance

      By Lisa Gillespie Imagine what you could do with $2,000. If you’re between 18 and 34, you might travel somewhere fun. Maybe buy a big TV. But would you buy health insurance? Take it from another millennial: Think about insurance if you don’t have any. We don’t get sick often, and maybe we’ll never g

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    10. In Its Third Year, Obamacare Faces Growing Pains

      By Karen Pallarito HealthDay Reporter FRIDAY, Oct. 30, 2015 (HealthDay News) -- America's scramble for health insurance coverage under Obamacare may be slowing to a crawl. The sign-up period for 2016 coverage under the Affordable Care Act begins Nov. 1. But federal health officials are predicting te

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