Financial Aid and Medicaid continued...
You also may be eligible for cost-sharing subsidies that will lower your costs when you get medical care. Cost-sharing subsidies are available only if you buy a silver-level plan.
Medicaid Expansion : Some states expanded their Medicaid programs so more people can get health insurance coverage. Because New York is one of them, you may be eligible if your annual income is no more than about $16,000 for one person and about $33,000 for a family of four.
In addition to Medicaid, New York has another program to provide insurance for low-income children:
CHIP: The Children's Health Insurance Program, called Child Health Plus in New York, provides coverage for children of some families who have a low income but are not eligible for Medicaid.
Check with nystateofhealth.ny.gov to see if you are eligible for these programs.
In addition to nystateofhealth.ny.gov, there are several ways you can get help with your insurance decisions:
- Call Center: You can call the state government's help line, 855-355-5777, from 8 a.m.-8 p.m. Monday-Friday and 9 a.m.-1 p.m. Saturday for information, help, and to buy insurance.
- Navigators and Assisters: They can teach you about the Marketplace and guide you through your insurance decisions. Go to info.nystateofhealth.ny.gov/IPANavigatorSiteLocations or call 855-355-5777 from 8 a.m.-8 p.m. Monday-Friday and 9 a.m.-1 p.m. Saturday.
- Local and State Organizations: Many health and community organizations are offering help. Find a list at info.nystateofhealth.ny.gov/events or call 855-355-5777, from 8 a.m.-8 p.m. Monday-Friday and 9 a.m.-1 p.m. Saturday to find out where to get in-person assistance.
- Insurance Brokers and Agents: People in the insurance business who are specially trained also can help you buy insurance through the Marketplace, and they may have policies that are not offered on the Marketplace. You can only get tax credits or subsidies if you buy through the Marketplace, though. To find and agent or insurance broker, go to nystateofhealth.ny.gov/agent.