How to choose a health insurance plan today for a better tomorrow
How does healthcare reform impact you?
After years of debates, changes, and challenges, healthcare reform is a reality. If you're like many people, you may be unsure about what changes it brings to your family. This is where Humana comes in. Humana will help clear things up so you know exactly what's coming and what your family's options are. Find out how healthcare reform will impact you and your family.
Why do I need health insurance?
Preventive care increases average survival rate. For example, colorectal cancer has a 90% survival rate with early detection, and regular mammograms significantly reduce breast cancer mortality rate. Also, the early detection of diabetes greatly reduces the risk of severe vision loss as well as amputation rates. Learn more.
How can having health insurance save me money?
We never know what's going to happen day to day, and having a plan in place to help cover the cost of the unexpected is a big reason people choose to have health insurance. Generally, healthcare costs less with insurance.
Learn more about how having a health insurance plan can save you money.
How to select the right plan for your family
It can seem a little overwhelming to try to understand all of your options for health insurance. Luckily, there are only a few things you need to consider when choosing the best plan for you.
There are two basic types of plans:
- HMOs offer a more affordable option.
- PPOs cost a little more, but allow members more choices when it comes to when and where they can access healthcare.
There’s no one right answer—YOU select the plan that’s best for you and your family.
Why choose Humana as your health insurance company?
- Easily compare plans to find the one that best fits you.
- Fully covered preventive care services like physical exams and vaccinations.
- Tools and resources to help you control your healthcare dollar.
- Variety of coverage options to meet your family's needs.
Learn more about Humana.
I’m losing group coverage, what types of plans are available?
As a result of healthcare reform there are different levels of plans with increasingly more benefits and higher costs. These plan levels are: Bronze, Silver, Gold, and Platinum. There is an additional level for “catastrophic” or very basic plans. Learn more about plan types.
This material provided is a general summary and does not address all your specific issues. It is for informational purposes only. It is not intended or written to be used, and it cannot be used, as legal advice or a legal opinion. It should not be relied upon in lieu of consultation with your own legal advisors. Insurance and tax laws and interpretations of those laws are complex and subject to change. None of the information herein is intended or written to be used, and it cannot be used, for the purpose of avoiding taxes or penalties that may be imposed.
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