If you own and operate a small business, you might be wondering how health reform will affect your company. Will you be forced to offer insurance? If you currently do, will it cost you more? Starting in 2014, businesses with 50 or more full-time employees or 100 part-time workers will be required to offer insurance or pay a penalty. The SHOP Marketplace is where small business owners can choose the plan they wish to offer. Find out more about small businesses and health insurance here.