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Health Care Reform:

A Guide to Health Insurance & Affordable Care Act

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Understanding Health Insurance - Help for the Uninsured

Many people in the United States don't have health insurance. Although many people get insurance through their employer, many others don't have this coverage or can't afford the cost of health insurance.

Federally funded health centers provide medical and dental care for people who don't have health insurance. Health centers may offer services such as checkups, pregnancy care, immunizations for children, and other medical treatment. The amount you pay for care depends on your income. You can learn more at www.hrsa.gov (Department of Health and Human Services). Go to "Get Health Care" on the website.

Recommended Related to Health Insurance & Medicare

Voter Guide: Pre-existing Conditions

Today, if you who buy health insurance on the private insurance market rather than getting it through your job, you could be denied coverage because of your medical history or health status. Insurance companies review the age, gender, and health history of everyone who applies for health insurance. If an insurer believes paying for your health care is likely to be very expensive because of an existing medical condition, there’s a good chance you’ll be denied coverage. In some cases, insurers will...

Read the Voter Guide: Pre-existing Conditions article > >

Many states offer programs that help people get health insurance. Medicaid provides health coverage for certain families or individuals who are eligible. The Children's Health Insurance Program (CHIP) provides low-cost insurance for children whose families don't qualify for Medicaid coverage but cannot afford private insurance.

There are also ways to get help with medicine costs. Find out whether the drug company that makes your medicine has a patient-assistance program. Some companies offer free or discounted drugs for people who cannot afford them.

Find resources and information for the uninsured at:

  • www.insurekidsnow.gov. Learn about programs for children, such as the Children's Health Insurance Program (CHIP).
  • www.covertheuninsured.org. Find resources and information.
  • www.coverageforall.org. Learn more about getting health insurance.

WebMD Medical Reference from Healthwise

Last Updated: May 20, 2011
This information is not intended to replace the advice of a doctor. Healthwise disclaims any liability for the decisions you make based on this information.
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