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    Health Care Reform:

    Health Insurance & Affordable Care Act

    Protecting Your Wallet From the Cost of Illness

    Government Programs

    Check to see what state and federal benefits you qualify for, such as:

    • Social security
    • Workers' compensation
    • Medicare and Medicaid

    Getting Protection From Medical Costs

    Trying to decide on insurance is confusing. If you have health insurance through work, start by talking to the benefits manager. If you need to get insurance on your own, ask family and friends for recommendations about local insurance agents.

    "The most important advice is to get some sort of coverage, even if it's not quite the plan you want," Lundquist says. "The worst thing you could do is buy nothing and go without any protection."

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