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    50+: Live Better, Longer

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    Choosing Long-Term Care

    There are three important questions to ask yourself when deciding about long-term care for yourself or a loved one:

    1. What kind of services do I need?

    2. How will I pay for these services?

    3. How can I choose the best quality services?

    What Kind of Services Do I Need?

    Think of long-term care as a menu of services. A person may need only one or a few kinds of services. Or, several kinds may be needed over the course of a person's older years.

    To help find out what kind of services you or a loved one need, check the items below that apply. Keep in mind that these needs may change over time.

    Do you or your loved one need help with daily activities? Health care needs? Both? You can use the following chart to help you identify the type(s) of long-term care that meet your needs. This chart shows which types of long-term care services offer which kinds of help. The "Relative Costs" information shows how costly the settings can be when compared with each other.

    Help With Daily Activities

    (_) Shopping
    (_) Preparing meals
    (_) Eating
    (_) Laundry and other housework
    (_) Home maintenance
    (_) Paying bills and other money matters
    (_) Bathing
    (_) Dressing
    (_) Grooming
    (_) Going to the bathroom
    (_) Remembering to take medicines
    (_) Walking
    (_) Other _______________________
    (_) Other _______________________

    Health Care Needs*

    (_) Physical therapy
    (_) Speech therapy
    (_) Occupational therapy
    (_) Rehabilitation
    (_) Medical nutritional therapy
    (_) Oxygen
    (_) Care for pressure ulcers or other wounds
    (_) Alzheimer's disease care
    (_) Health monitoring (for diabetes, for example)
    (_) Pain management
    (_) Nursing care services
    (_) Other medical services provided by a doctor or other clinician
    (_) Other _______________________

    Relative Costs Comparison

    Home Care

    Community Services

    Supportive Housing Programs

    Assisted Living

    CCRC*

    Nursing Homes

    Help with daily activities

    X

    X

    X

    X

    X

    X

    Help with health care needs

    X

    X

    X

    Relative Costs

    Low to High

    Low to Medium

    Low to Medium

    Medium to High

    High

    High

    * Continuing Care Retirement Communities

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