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5. Review Your Household Budget

Even if you qualify for disability income assistance, you're likely to get less than your salary. State and federal programs cap payments at 80% of pre-disability income level, for instance.

Serious sports injuries often require extensive medical care. So you may now be facing large medical bills. Take these steps:

  • List all the bills you must pay each month.
  • Estimate how much you need for food and other essentials.
  • Then estimate how much money you will be taking in.
  • If your income falls short of your costs, look for ways to trim expenses.