Heart Disease and Heart Transplant
Is a Heart Transplant Covered by Insurance?
In most cases, the costs related to a heart transplant are covered by health insurance. More than 80% of commercial insurers and 97% of Blue Cross/Blue Shield plans offer coverage for heart transplants. Medicaid programs in most states and the District of Columbia also reimburse for transplants. Medicare will cover heart transplants in Medicare-eligible patients if the operation is performed at an approved center.
It is important to do your own research and find out if your specific health insurance provider covers this treatment, and if you will be responsible for any costs.