Disability insurance provides you regular payments when you are not able to work due to illness or injury. If you have a disability and AIDS, you may be able to obtain one or more types of disability insurance. They include:
Employer-paid disability. This is often free to you.
Private disability. You pay for this yourself.
Government-sponsored disability, such as Social Security. These programs are free to you.
Both employer-paid and private long-term disability plans...
For people younger than 15 and older than 65 if they have a high risk for HIV, such as for people who engage in
You and your doctor can decide if testing is right for you.
Fear of being tested
Some people are afraid to be tested for HIV. But if there
is any chance you could be infected, it is very important to find out. HIV can
be treated. Getting early treatment can slow down the virus and help you stay
healthy. And you need to know if you are infected so you can prevent spreading
the infection to other people.
Your doctor may recommend counseling before and after HIV testing. It
is usually available at the hospital or clinic where you will be tested. This
will give you an opportunity to:
Discuss your fears about being
Learn how to reduce your risk of becoming infected if your
test is negative.
Learn how to keep from spreading HIV to others if
your test is positive.
Think about personal issues, such as how
having HIV will affect you socially, emotionally, professionally, and
Learn what you need to do to stay healthy as long as
positive for HIV will probably make you anxious and afraid about your future.
depression are common reactions.
Don't be afraid to ask for the emotional support you need. If your family and
friends aren't able to provide you with support, a
professional counselor can help.
The good news is that people being treated for HIV are living longer than ever
before with the help of medicines that can often prevent AIDS from developing. Your doctor can help you understand
your condition and how best to treat it.