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Can my health insurer help me save money on insulin?

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A different brand of insulin may cost less. Ask your insurance provider for their formulary. That’s the list of preferred drugs they’ll cover. Find out how much the copay is for each brand of insulin. If one is cheaper than another, ask your doctor if it’s safe for you to switch.

If you have Medicaid, your doctor may need to take an extra step each year to get your medicine covered. That’s called prior authorization. It tells your insurance provider why you need a specific insulin.

SOURCES:

Joslin Diabetes Center: “Managing the Cost of Insulin.”

American Diabetes Association: “Help With Insulin Is A Phone Call Away.”

CDC: “Diabetes: How to Save Money on Diabetes Care.”

Association of Diabetes Care & Education Specialists: “Insulin Cost-Saving Resource Guide.”

Wisconsin Department of Health Services: “Hypoglycemics, Insulin — Long-Acting.”

Health Education & Behavior: “Solutions to Address Diabetes-Related Financial Burden and Cost-Related Nonadherence: Results From a Pilot Study.”

National Institute of Diabetes and Digestive and Kidney Diseases: “Financial Help for Diabetes Care.”

Benefits Check Up: “Learn More About Benefits.”

Reviewed by Minesh Khatri on May 11, 2020

SOURCES:

Joslin Diabetes Center: “Managing the Cost of Insulin.”

American Diabetes Association: “Help With Insulin Is A Phone Call Away.”

CDC: “Diabetes: How to Save Money on Diabetes Care.”

Association of Diabetes Care & Education Specialists: “Insulin Cost-Saving Resource Guide.”

Wisconsin Department of Health Services: “Hypoglycemics, Insulin — Long-Acting.”

Health Education & Behavior: “Solutions to Address Diabetes-Related Financial Burden and Cost-Related Nonadherence: Results From a Pilot Study.”

National Institute of Diabetes and Digestive and Kidney Diseases: “Financial Help for Diabetes Care.”

Benefits Check Up: “Learn More About Benefits.”

Reviewed by Minesh Khatri on May 11, 2020

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