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How do I choose a healthcare plan from a marketplace?

ANSWER

When choosing a new health plan, you should compare the out-of-pocket costs you pay, the services provided, including prescription drugs, which doctors and hospitals are in your plan, and changes you expect in your health.

SOURCES:

Health Insurance 101: "What is a health insurance exchange?" and "What does it mean to standardize health insurance plans, and how does it help consumers?"

Kaiser Family Foundation: "Private Insurance Benefits and Cost-Sharing Under the ACA."

Center for Consumer Information and Insurance Oversight (CCIO): "Essential Health Benefits Standards: Ensuring Quality, Affordable Coverage;" "Essential Benefits Bulletin;" "Explaining Health Care Reform: Questions About Health Insurance Exchanges."

HealthCare.gov.

U.S. Department of Health and Human Services.

HealthConnector: "Health Insurance for Massachusetts Residents."

Kaiser Health News: "A Guide to Health Insurance Exchanges."

Center for Consumer Information and Insurance Oversight (CCIO).

Reviewed by Sarah Goodell on September 16, 2019

SOURCES:

Health Insurance 101: "What is a health insurance exchange?" and "What does it mean to standardize health insurance plans, and how does it help consumers?"

Kaiser Family Foundation: "Private Insurance Benefits and Cost-Sharing Under the ACA."

Center for Consumer Information and Insurance Oversight (CCIO): "Essential Health Benefits Standards: Ensuring Quality, Affordable Coverage;" "Essential Benefits Bulletin;" "Explaining Health Care Reform: Questions About Health Insurance Exchanges."

HealthCare.gov.

U.S. Department of Health and Human Services.

HealthConnector: "Health Insurance for Massachusetts Residents."

Kaiser Health News: "A Guide to Health Insurance Exchanges."

Center for Consumer Information and Insurance Oversight (CCIO).

Reviewed by Sarah Goodell on September 16, 2019

NEXT QUESTION:

How are health plans organized at my state's marketplace?

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THIS TOOL DOES NOT PROVIDE MEDICAL ADVICE. It is intended for general informational purposes only and does not address individual circumstances. It is not a substitute for professional medical advice, diagnosis or treatment and should not be relied on to make decisions about your health. Never ignore professional medical advice in seeking treatment because of something you have read on the WebMD Site. If you think you may have a medical emergency, immediately call your doctor or dial 911.

    This tool does not provide medical advice. See additional information.

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