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How does health insurance cover prescription medications?

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The Affordable Care Act requires that all health plans sold to individuals or through small employers cover prescription medications. Although not required, prescription drug coverage is almost universal among large employers.Check with your insurance company to see if they require you to use a pharmacy in their network. Pick a pharmacy close to where you live, and let your doctor or hospital know its name and phone number. Your medical team usually will call the pharmacy directly about the prescription you need. Otherwise, your doctor might give you a written prescription to take to the pharmacy.

From: How to Use Your Health Insurance WebMD Medical Reference

SOURCES:

Institute of Medicine: "Helping Consumers Understand and Use Health Insurance in 2014." 

Institute of Medicine: "Let's Ask 4?s"

Reviewed by Amita Shroff on July 16, 2018

SOURCES:

Institute of Medicine: "Helping Consumers Understand and Use Health Insurance in 2014." 

Institute of Medicine: "Let's Ask 4?s"

Reviewed by Amita Shroff on July 16, 2018

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How do I get prescriptions through my health insurance?

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