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I’m a caregiver. What long-term care will Medicare pay for?

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Medicare will pay for short stays in a nursing home after a hospital stay only if rehabilitation or skilled services are needed from a nurse or special therapist.

Medicare won’t pay for long-term care at home. (For instance, the everyday help your loved one might need to wash or get dressed is not covered.) It won’t pay for a permanent move to assisted living or a nursing home, but it may pay for nursing home care if your loved one can’t afford it.

SOURCES:

Centers for Medicare & Medicaid Services, Medicare.gov: "What Should Every Caregiver Know?;" "Caregiving;" "How Do You Care for Someone With a Disability, Chronic Illness, or Injury?;" "What Caregiver Support is Available in My Area?;" "What Type of Care is Best for Your Loved One?;" "Caregiver resource kit;" "How Can You Plan for the Future?;" and "What types of expenses does Medicare cover?"

U.S. Department of Health and Human Services, Longtermcare.gov: "Medicare;" "Who Needs Care?;" "Who Pays for Long-Term Care?;" and "Costs: How to Pay."

Reviewed by Sarah Goodell on February 14, 2018

SOURCES:

Centers for Medicare & Medicaid Services, Medicare.gov: "What Should Every Caregiver Know?;" "Caregiving;" "How Do You Care for Someone With a Disability, Chronic Illness, or Injury?;" "What Caregiver Support is Available in My Area?;" "What Type of Care is Best for Your Loved One?;" "Caregiver resource kit;" "How Can You Plan for the Future?;" and "What types of expenses does Medicare cover?"

U.S. Department of Health and Human Services, Longtermcare.gov: "Medicare;" "Who Needs Care?;" "Who Pays for Long-Term Care?;" and "Costs: How to Pay."

Reviewed by Sarah Goodell on February 14, 2018

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