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I’ve lost my job. Can I join my parents’ health plan?

ANSWER

Under the health reform law, if you lose your job and you're between ages 19 and 26, you can join your parents' health plan if they have insurance through their jobs.

From: Health Insurance When You're Out of Work WebMD Medical Reference

SOURCES:

HealthCare.gov: "Young Adult Coverage;" "Young Adults and the Affordable Care Ac;," "Pre-existing Condition Insurance Plan (PCIP);" and "What's Changing and When."

U.S. Department of Labor: "Frequently Asked Questions: COBRA Continuation Health Coverage;" "FAQ About Portability of Health Coverage and HIPAA;" and "Fact Sheet: Job Loss -- Important Information Workers Need to Know to Protect Their Health Coverage and Retirement Benefits."

Whitehouse.gov: "A More Secure Future: Relief for You."

Reviewed by Sarah Goodell on February 14, 2018

SOURCES:

HealthCare.gov: "Young Adult Coverage;" "Young Adults and the Affordable Care Ac;," "Pre-existing Condition Insurance Plan (PCIP);" and "What's Changing and When."

U.S. Department of Labor: "Frequently Asked Questions: COBRA Continuation Health Coverage;" "FAQ About Portability of Health Coverage and HIPAA;" and "Fact Sheet: Job Loss -- Important Information Workers Need to Know to Protect Their Health Coverage and Retirement Benefits."

Whitehouse.gov: "A More Secure Future: Relief for You."

Reviewed by Sarah Goodell on February 14, 2018

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What are common types of health insurance plans?

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THIS TOOL DOES NOT PROVIDE MEDICAL ADVICE. It is intended for general informational purposes only and does not address individual circumstances. It is not a substitute for professional medical advice, diagnosis or treatment and should not be relied on to make decisions about your health. Never ignore professional medical advice in seeking treatment because of something you have read on the WebMD Site. If you think you may have a medical emergency, immediately call your doctor or dial 911.

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