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What are the services covered by all options at my state's marketplace?

ANSWER

  • Doctor visits and other outpatient care (which means you aren’t admitted to a Hospital)
  • Care for children (including vision and dental coverage) and newborn care
  • Emergency care
  • Hospital care
  • Pregnancy, maternity, and newborn care
  • Mental health and substance use services
  • Occupational therapy and physical therapy
  • Certain prescription medicines
  • Preventive care, like cancer screenings and vaccines
  • Contraception
  • Treatment for long-term diseases, like diabetes and asthma

SOURCES:

Health Insurance 101: "What is a health insurance exchange?" and "What does it mean to standardize health insurance plans, and how does it help consumers?"

Kaiser Family Foundation: "Private Insurance Benefits and Cost-Sharing Under the ACA."

Center for Consumer Information and Insurance Oversight (CCIO): "Essential Health Benefits Standards: Ensuring Quality, Affordable Coverage;" "Essential Benefits Bulletin;" "Explaining Health Care Reform: Questions About Health Insurance Exchanges."

HealthCare.gov.

U.S. Department of Health and Human Services.

HealthConnector: "Health Insurance for Massachusetts Residents."

Kaiser Health News: "A Guide to Health Insurance Exchanges."

Center for Consumer Information and Insurance Oversight (CCIO).

Reviewed by Sarah Goodell on September 30, 2017

SOURCES:

Health Insurance 101: "What is a health insurance exchange?" and "What does it mean to standardize health insurance plans, and how does it help consumers?"

Kaiser Family Foundation: "Private Insurance Benefits and Cost-Sharing Under the ACA."

Center for Consumer Information and Insurance Oversight (CCIO): "Essential Health Benefits Standards: Ensuring Quality, Affordable Coverage;" "Essential Benefits Bulletin;" "Explaining Health Care Reform: Questions About Health Insurance Exchanges."

HealthCare.gov.

U.S. Department of Health and Human Services.

HealthConnector: "Health Insurance for Massachusetts Residents."

Kaiser Health News: "A Guide to Health Insurance Exchanges."

Center for Consumer Information and Insurance Oversight (CCIO).

Reviewed by Sarah Goodell on September 30, 2017

NEXT QUESTION:

How many companies are available in each level of coverage?

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