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What do health plans for young adults cover?

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In the past, your child was kicked off your health plan at age 19 or once she graduated from college. Now, most insurance plans must cover children up to age 26.

If your health plan offers coverage for dependents, your child can stay on your plan even if she moves out of the house or gets married.

And if your child gets a job with health benefits, she will have a choice to make. She will be able to either sign up for the plan that's offered through the job or stay on your plan.

From: Health Plans for Young Adults WebMD Medical Reference

SOURCES:

Caldwell, N. , February 2013. PLoS One

National Conference of State Legislatures: "Covering Young Adults Through Their Parents' or Guardians' Health Policy."

U.S. Department of Health and Human Services: "Young Adult Coverage" and "Young Adults and the Affordable Care Act."

American Dental Association: "Potential Effects of the Affordable Care Act."

U.S. Department of Labor: "FAQs About the Affordable Care Act Implementation Part II."

Reviewed by Sarah Goodell on February 14, 2018

SOURCES:

Caldwell, N. , February 2013. PLoS One

National Conference of State Legislatures: "Covering Young Adults Through Their Parents' or Guardians' Health Policy."

U.S. Department of Health and Human Services: "Young Adult Coverage" and "Young Adults and the Affordable Care Act."

American Dental Association: "Potential Effects of the Affordable Care Act."

U.S. Department of Labor: "FAQs About the Affordable Care Act Implementation Part II."

Reviewed by Sarah Goodell on February 14, 2018

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THIS TOOL DOES NOT PROVIDE MEDICAL ADVICE. It is intended for general informational purposes only and does not address individual circumstances. It is not a substitute for professional medical advice, diagnosis or treatment and should not be relied on to make decisions about your health. Never ignore professional medical advice in seeking treatment because of something you have read on the WebMD Site. If you think you may have a medical emergency, immediately call your doctor or dial 911.

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