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What pregnancy services should be covered by my health insurance plan?

ANSWER

These services are listed roughly in the order you would need them over the course of your pregnancy.

  • Testing and counseling for sexually transmitted diseases, including HIV
  • Testing for a blood condition known as Rh incompatibility
  • Folic acid supplements, which help protect your baby from certain birth defects (with a prescription)
  • A wide range of prenatal tests, including anemia screening and screening for urinary tract infections
  • Testing for gestational diabetes
  • Screening and help to quit tobacco use
  • Labor and delivery costs, including your hospital stay
  • Breastfeeding counseling and equipment
  • Birth control after you've had your baby

From: Insurance When You're Pregnant: FAQ WebMD Medical Reference

Reviewed by Sarah Goodell on September 18, 2018

Medically Reviewed on 9/18/2018

SOURCES:

The American Congress of Obstetricians and Gynecologists: "Committee Opinion: Benefits to Women of Medicaid Expansion Through the Affordable Care Act," January 2013.

Medicaid.gov: "Pregnant Women."

Healthcare.gov: " "  Is My State Expanding Medicaid Coverage?

USDA.gov: "WIC Income Eligibility Guidelines."

Coverageforall.org: 2016 Federal Poverty Level.

Reviewed by Sarah Goodell on September 18, 2018

SOURCES:

The American Congress of Obstetricians and Gynecologists: "Committee Opinion: Benefits to Women of Medicaid Expansion Through the Affordable Care Act," January 2013.

Medicaid.gov: "Pregnant Women."

Healthcare.gov: " "  Is My State Expanding Medicaid Coverage?

USDA.gov: "WIC Income Eligibility Guidelines."

Coverageforall.org: 2016 Federal Poverty Level.

Reviewed by Sarah Goodell on September 18, 2018

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Are all maternity health care plans the same?

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