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What questions should I ask my insurance company before having a baby?

ANSWER

Ask your insurance company if they cover the following. And, if so, how much of the bill you’ll be expected to pay:

  • Labor and delivery services in the setting you choose, such as a birthing center, home, or hospital
  • Alternative birthing options, like water birth
  • Midwife services
  • Enhanced coverage for high-risk pregnancy or pregnancy complications
  • Delivery/C-section costs after infertility treatment
  • Medically prescribed C-section, including recovery
  • Neonatal care

From: Insurance When You're Pregnant: FAQ WebMD Medical Reference

Reviewed by Sarah Goodell on September 18, 2018

Medically Reviewed on 9/18/2018

SOURCES:

The American Congress of Obstetricians and Gynecologists: "Committee Opinion: Benefits to Women of Medicaid Expansion Through the Affordable Care Act," January 2013.

Medicaid.gov: "Pregnant Women."

Healthcare.gov: " "  Is My State Expanding Medicaid Coverage?

USDA.gov: "WIC Income Eligibility Guidelines."

Coverageforall.org: 2016 Federal Poverty Level.

Reviewed by Sarah Goodell on September 18, 2018

SOURCES:

The American Congress of Obstetricians and Gynecologists: "Committee Opinion: Benefits to Women of Medicaid Expansion Through the Affordable Care Act," January 2013.

Medicaid.gov: "Pregnant Women."

Healthcare.gov: " "  Is My State Expanding Medicaid Coverage?

USDA.gov: "WIC Income Eligibility Guidelines."

Coverageforall.org: 2016 Federal Poverty Level.

Reviewed by Sarah Goodell on September 18, 2018

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Do all states offer Medicaid while you are pregnant?

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    This tool does not provide medical advice. See additional information.

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