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What should I ask before choosing a health plan to cover my pregnancy?

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Start by asking how much your deductible will be. In general, your deductible goes down as your monthly premium payments go up. Also, take the time to understand other out-of-pocket costs that come with your plan, such as copays and coinsurance.

Ask which providers are in your plan’s network. You'll want to know which obstetricians, hospitals, and pediatricians participate in the plan. Your plan will likely only cover preventive services in full and at no cost to you if you receive your care from in-network providers.

From: Insurance When You're Pregnant: FAQ WebMD Medical Reference

Reviewed by Sarah Goodell on September 18, 2018

Medically Reviewed on 9/18/2018

SOURCES:

The American Congress of Obstetricians and Gynecologists: "Committee Opinion: Benefits to Women of Medicaid Expansion Through the Affordable Care Act," January 2013.

Medicaid.gov: "Pregnant Women."

Healthcare.gov: " "  Is My State Expanding Medicaid Coverage?

USDA.gov: "WIC Income Eligibility Guidelines."

Coverageforall.org: 2016 Federal Poverty Level.

Reviewed by Sarah Goodell on September 18, 2018

SOURCES:

The American Congress of Obstetricians and Gynecologists: "Committee Opinion: Benefits to Women of Medicaid Expansion Through the Affordable Care Act," January 2013.

Medicaid.gov: "Pregnant Women."

Healthcare.gov: " "  Is My State Expanding Medicaid Coverage?

USDA.gov: "WIC Income Eligibility Guidelines."

Coverageforall.org: 2016 Federal Poverty Level.

Reviewed by Sarah Goodell on September 18, 2018

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Will my insurance cover my newborn?

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