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Which plans in an open enrollment cover the doctors and services you want or need?

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If you like the doctor that you see now, make sure she is in your plan's network. If not, going to a doctor “out of network” will probably cost you more.

If you use complementary or alternative treatments such as acupuncture, look for a plan that covers them.

Coverage for prescription drugs, mental health care, and other services that may be important to you will vary from plan to plan.

From: Get Ready for Open Enrollment WebMD Medical Reference

SOURCES:

National Association of Insurance Commissioners: "Health Insurance Open Enrollment: You Have Options."

American Institute of CPAs: "Should my spouse and I integrate our health insurance benefits?"

National Committee for Quality Assurance: "Top 20 Private Health Insurance Plans."

Agency for Healthcare Research and Quality: "Choosing a Health Plan."

National Association of Insurance Commissioners: "Health Insurance Open Enrollment: Choosing the Best Option for You and Your Family."

U.S. Department of Labor: "Fact Sheet: The Affordable Care Act and Wellness Programs."

IRS Publication 969: "Health Savings Accounts and Other Tax-Favored Health Plans."

Reviewed by Neha Pathak on October 03, 2017

SOURCES:

National Association of Insurance Commissioners: "Health Insurance Open Enrollment: You Have Options."

American Institute of CPAs: "Should my spouse and I integrate our health insurance benefits?"

National Committee for Quality Assurance: "Top 20 Private Health Insurance Plans."

Agency for Healthcare Research and Quality: "Choosing a Health Plan."

National Association of Insurance Commissioners: "Health Insurance Open Enrollment: Choosing the Best Option for You and Your Family."

U.S. Department of Labor: "Fact Sheet: The Affordable Care Act and Wellness Programs."

IRS Publication 969: "Health Savings Accounts and Other Tax-Favored Health Plans."

Reviewed by Neha Pathak on October 03, 2017

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